Investment Memorandum
Confidentiality Agreement
By accepting a copy of this memorandum, the recipient agrees that it shall not contact or discuss the contents of this memorandum with any officer, employee, supplier, customer, licensor, franchisee, or associate of Competent Solutions Pty Ltd without the prior consent of Jim Davidson.
This Memorandum and further information that may be supplied on the terms set out above and, on the terms, contained in a confidentiality agreement entered into by the recipient, the terms of which incorporate the above conditions and which contain restrictions on the use of the information, its disclosure, and the conduct of the recipient subsequent to the recipient.
The recipient acknowledges the foregoing, and it is hereby agreed that the terms of the confidentiality agreement are incorporated into and form part of these conditions
Important Notice
The information contained in this information memorandum and any other verbal or written information given in respect of Competent Solutions Pty Ltd ("Information") is provided to the recipient ("you") on the following conditions. The listing consultant, Matthew Holland nor Allbiz Deal Room (ABN 56 630 339 150) or any of its officers, employees, or consultants ("we, us") make no representation, warranty, or guarantee that the information, whether or not in writing, is complete, accurate, or balanced. Some information has been obtained from third parties and has not been independently verified. Accordingly, no warranty, representation, or undertaking, whether express or implied, is made, and no responsibility is accepted by us as to the accuracy of any part of this or any further information supplied by or on our behalf, whether orally or in writing.
Investment Considerations
All visual images (including but not limited to plans, photographs, specific productions, and artist impressions) are indicative only and are subject to change. Any measurement noted is indicative and not to scale. All outlines on photographs are indicative only. The information does not constitute, and should not be considered as, a recommendation in relation to the investment in the business or property or a solicitation of the investment. You should satisfy yourself as to the accuracy and completeness of the information through your own inspections, surveys, enquiries, and searches by your own independent consultants, and we recommend that you obtain independent legal, financial, and taxation advice. This includes as to whether any listing price is inclusive or exclusive of GST.
Valuation and Responsibility
We are not valuers and make no comment as to the value of the business or property. "Sold/leased" designations show only that stock is "currently not available," not that the business or property is contracted or settled. If you require a valuation, we recommend that you obtain advice from a registered valuer. This memorandum does not and will not form part of agreement for the business or property. The only information, representations, and warranties upon which you will be entitled to rely will be as expressly set out in the term sheet. Interested parties will be responsible for meeting their own costs of participating in the investment process for the business or property.
Liability and Authorisation
We will not be liable to you (to the full extent permitted by law) for any liabilities, costs, or expenses incurred in connection with the information, whether the loss or damage arises in connection with any negligence, default, or lack of care on our part. No person is authorised to give information other than the information in this document and any statement or representation by an officer, agent, supplier, customer, relative, or employee of the vendor will not be binding on the vendor or us. To the extent that any of the above paragraphs may be construed as being a contravention of any law of the state or the Commonwealth, such paragraphs should be read down, severed, or both, as the case may require, and the remaining paragraphs shall continue to have full force and effect.
Purpose of Document
Jim Davidson in the capacity of the manager and director of Competent Solutions Pty Ltd ABN 32636530704 has decided to seek investors for the business Competent Solutions Pty Ltd and has requested that Allbiz Deal Room Pty Ltd (ABN 56 630 339 150) serve as the process's communication medium. This confidential information memorandum ("Memorandum") has been prepared for selected parties with a preliminary understanding of the business of Competent Solutions Pty Ltd and to assist the recipient of the memorandum ("Recipient") in making their own independent appraisal of Competent Solutions Pty Ltd before making any investment. The memorandum does not purport to be complete or contain all of the information that a prospective investor may require. No representation or warranty is made (or will be made in any investment agreement) as to the accuracy, reliability, or completeness of any information contained in this memorandum for Competent Solutions Pty Ltd , or the directors or shareholders of Competent Solutions Pty Ltd , the consultant Matthew Holland, or Allbiz Deal Room (ABN 56 630 339 150).
The Recipient agrees by receiving this memorandum that it shall not copy, reproduce, or distribute to others this Memorandum, whether in whole or in part, without the prior written consent of Competent Solutions Pty Ltd . Further, the recipient of this memorandum will keep permanently confidential all information contained herein that is not already public and will use this memorandum only for assessing Competent Solutions Pty Ltd . On request, the recipient will promptly return all material received from the Competent Solutions Pty Ltd , the directors, and Allbiz Deal Room, including this memorandum, without retaining copies.
Projections and Currency
All projections in this memorandum have been prepared by Competent Solutions Pty Ltd ,or their accountants for inclusion in this memorandum. Any past or projected profit assumptions are examples only; they do not constitute, and should not be regarded as, a representation that the projected results will actually be achieved or that the underlying assumptions are valid or can be met under new management. The projections are subject to uncertainties and contingencies, all of which are difficult to predict and many of which are beyond the control of Competent Solutions Pty Ltd . Allbiz Deal Room and the consultant, Matthew Holland have not independently verified the projections. All currency amounts are expressed in Australian dollars unless otherwise stated.
All inquiries in connection with this investment process in general should be directed to the listing owner, who is representing themselves in the transaction. All contact between the directors and employees of Competent Solutions Pty Ltd and prospective investors will be arranged by the seller named in this document. Under no circumstances should prospective investors/investors contact staff or employees of Competent Solutions Pty Ltd .
Conditions of Issue Acceptance and Return
  1. This memorandum is supplied on the following conditions, which are expressly accepted and agreed to by the recipient in part as consideration for the supply of the memorandum, as evidenced by the recipient's retention of this document. If these conditions are not acceptable, the memorandum is to be returned. Independent Evaluation
  1. This memorandum does not purport to contain all of the information that may be required to evaluate an investment in Competent Solutions Pty Ltd , intending investors and their respective advisors should conduct their own independent review, investigation, and analysis of the business listing and the information contained in or referred to in this document. No Representations or Warranties
  1. Neither the director(s), the company, the consultant, nor the partners and employees of the consultant, nor their respective subsidiaries or associated companies or businesses, shareholders, directors, partners, or offices (collectively the "Beneficiaries"), make any representation or warranty, express or implied, as to the accuracy, reliability, or completeness of the information contained in this memorandum or subsequently provided to the recipient by any of the beneficiaries. Liability Exclusion
  1. Except to the extent that liability under any law cannot be excluded, the beneficiaries shall have no liability arising in relation to the information contained in this memorandum or in any other way for errors or omissions (including liability to any person by reason of negligence). Estimates and Projections
  1. The estimates and projections in this memorandum rely heavily on subjective analysis and judgement, which may or may not be accurate. There are typically discrepancies between forecasts and actual outcomes, and events frequently deviate from expectations. Independent Review
  1. The recipient, any intending investors, and their respective advisors should conduct their own independent review of the assumptions, calculations, and accounting policies underlying the estimates and projections. The beneficiaries may update or supplement this information at their sole discretion and without any obligation to do so. The provision of any additional information is subject to these terms and conditions. Non-Binding Nature
  1. This Memorandum, including any update or supplement to this document, does not and will not form part of any term sheet or investment agreement that may result from the review, investigations, and analysis of the company by the recipient, intending investors, and/or their respective Any agreement for the investment in the company will contain any and all information, representations, and warranties upon which the recipient or any other intending investor should rely. Formal Agreement
  1. The formal investment agreement or term sheet will also contain an acknowledgement by the recipient that it has not relied on any representations or warranties by any of the beneficiaries in entering into the agreement other than any representations and warranties set out in the agreement itself. Right to Reject
  1. The company reserves the right to evaluate any offers and to reject any and all offers submitted without giving reasons. The beneficiaries shall not be liable to compensate the recipient or any intending investors for any costs or expenses incurred in reviewing, investigating, or analysing any information in relation to the company, whether in making an offer or otherwise. The information in this memorandum is provided to the recipient only as a matter of It does not amount to a recommendation, either expressly or impliedly, with respect to the purchase of the company. Appropriateness and Expert Advice
  1. The information in this memorandum may not be appropriate for all persons, and it is not possible for the beneficiaries to have regard to the investment objectives, financial situation, and particular needs of each person who reads or uses the information in this memorandum. Before acting in reliance on the information in this memorandum, the recipient should check its accuracy, reliability, and completeness and obtain independent and specific advice from appropriate experts.
A Message from the Founder
50 Years of Experience
As the founder of Competent Solutions, I am pleased to present this opportunity to join us in our journey of growth and expansion. For over 50 years, I have dedicated my career to fostering excellence in agriculture, mining, civil works, and transport sectors, maintaining an unblemished safety record throughout. This wealth of experience has been the cornerstone of Competent Solutions' success since our establishment in 2015.
From Humble Beginnings
Our journey began from humble origins in a sunroom, driven by a vision to provide superior training and safety solutions. Today, we stand as a market leader in Western Australia, commanding 85% of the Heavy Vehicle Pilot licensing market. This achievement reflects our unwavering commitment to quality, knowledge, and results-driven solutions.
What sets us apart is our deep understanding of industry needs, regulatory requirements, and our ability to deliver practical, effective solutions. We've built our reputation on listening to our clients and developing services and products that truly meet their needs. Our expansion into complementary areas such as safety equipment, signage, and workwear has been entirely driven by client demand, demonstrating our market-responsive approach.

Strong Market Position
We stand at a crucial juncture with a proven business model and substantial growth opportunities ahead.

Strategic Partnership
We seek a strategic partner to help us realise our full potential.

Investment Opportunity
The investment opportunity we present today will enable us to expand our RTO capabilities, strengthen our market presence, and capitalise on the significant opportunities we've identified across Western Australia.
Executive Summary
Competent Solutions, a leading Western Australian training and safety provider with 85% market share in Heavy Vehicle Pilot licensing, seeks AUD 250,000 investment for 49% equity. Capital will fund RTO accreditation, debt reduction, and expansion of innovative safety and training solutions across mining and civil sectors. Three-year ROI projected.
Executive Summary

Company Overview
Competent Solutions Pty Ltd, established in 2015 in Dowerin, Western Australia

Market Position
State's leading provider of Heavy Vehicle Pilot licensing with 85% market share

Investment Opportunity
Seeking AUD 250,000 for 49% equity stake

Growth Strategy
RTO accreditation, debt reduction, and expansion of product/service offerings
Competent Solutions Pty Ltd is a comprehensive training and safety solutions provider based in Dowerin, Western Australia. Established in 2015, we have grown from a home-based operation to become the state's leading provider of Heavy Vehicle Pilot licensing, with an 85% market share. Our success is built on deep industry expertise, strong regulatory relationships, and an unwavering commitment to quality and customer service.
We are seeking an investment of AUD 250,000 in exchange for a 49% equity stake. This capital will be strategically deployed to accelerate our growth through RTO (Registered Training Organisation) accreditation, debt reduction, and expansion of our product and service offerings. Our financial projections indicate that investors can expect to recoup their investment within three years, based on our proven track record and expanding market opportunities.
Revenue Streams
  • Training services (pilot escort, refresher courses, load restraint training)
  • Safety shop income
  • Complementary services (gas and freight agencies)
Competitive Advantage
  • Strategic location in Dowerin
  • Central hub for operations
  • No direct competitors within 200km radius
The investment opportunity comes at a pivotal time when we are poised for significant growth. Our established reputation, strong market position, and identified expansion opportunities in mining and civil sectors present substantial potential for value creation. The capital raised will enable us to eliminate current debt obligations, saving approximately $150,000 annually in debt servicing and RTO partner fees.
History and Key Business Milestones
Founded in 2015 as a home-based operation, Competent Solutions grew rapidly to become WA's leading pilot training provider. Key milestones include incorporation in 2019, expansion into signage and workwear, and strategic relocation to Dowerin in 2022, enabling significant operational growth.
History and Key Business Milestones

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2015: Humble Beginnings
Founded as sole-trader operation

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2018: First Expansion
Moved to commercial premises

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2019: Incorporation
Became Proprietary Limited company

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2022: Strategic Relocation
Moved to larger premises in Dowerin
Competent Solutions' evolution represents a journey of consistent growth and market responsiveness. Founded in 2015 as a part-time, sole-trader operation, the business initially operated from the founder's sunroom, focusing on specialised training services. By 2018, our rapid growth necessitated expansion into commercial premises in Wyalkatchem, where we established a team including two administrative staff and a contract trainer.
The year 2019 marked a significant milestone with our incorporation as a Proprietary Limited company. This transition enabled us to broaden our service offering, introducing signage solutions and workwear products in response to growing client demand. Our commitment to meeting market needs led to the development of several innovative products, including unique signage solutions that have gained recognition for their superior reliability and functionality.
A transformative move to Dowerin in 2022 provided us with larger, more strategically located premises, facilitating expansion across all business divisions. This relocation has proven instrumental in our growth, allowing us to add essential services such as gas and freight agencies while strengthening our position as a comprehensive training and safety solutions provider.
Throughout our journey, we have maintained consistent year-over-year growth, achieving an impressive 85% market share in our core Heavy Vehicle Pilot licensing segment. Our expansion has been organic and client-driven, with each new service or product addition arising from identified market needs rather than speculative ventures.
Typical Customers
Competent Solutions serves diverse industrial clients across Western Australia, from agricultural businesses and transport operators to mining companies. Core customers include farmers, fleet operators, and contractors requiring training, safety equipment, and compliance solutions across regulated industries.
Our versatile solutions cater to a wide array of industries and organisation types, ensuring we can meet the unique needs of each client.
Typical Customers
Agricultural Sector
  • Individual farmers
  • Farming cooperatives
  • Agricultural contractors
Require training, safety equipment, and signage solutions. Value our understanding of seasonal requirements and comprehensive regulatory compliance solutions.
Transport Sector
  • Independent operators
  • Large fleet companies
Need pilot licensing, refresher training, and safety equipment. We are the go-to provider for Heavy Vehicle Pilot licensing in Western Australia.
Mining and Civil Construction
Represent significant growth opportunities. Require comprehensive training programs and ongoing safety support. Increasing demand for our services as we progress toward RTO status.
Competent Solutions serves a diverse customer base across Western Australia's key industrial sectors. Our primary market segments include agricultural businesses, transport operators, and increasingly, civil construction and mining companies. This broad customer base provides us with stability and multiple growth opportunities while reducing dependency on any single sector.
In the agricultural sector, we work with individual farmers, farming cooperatives, and agricultural contractors who require training, safety equipment, and signage solutions. These clients particularly value our understanding of their seasonal requirements and our ability to provide comprehensive solutions that meet regulatory compliance needs while maintaining operational efficiency.
Our transport sector clients range from independent operators to large fleet companies requiring pilot licensing, refresher training, and safety equipment. We have established ourselves as the go-to provider for Heavy Vehicle Pilot licensing in Western Australia, earning trust through our thorough understanding of regulatory requirements and practical operational challenges.
The mining and civil construction sectors represent significant growth opportunities, with increasing demand for our training services and safety solutions. These clients typically operate on larger scales, requiring comprehensive training programs and ongoing safety support. Our reputation for quality and compliance has generated strong interest from these sectors, particularly as we progress toward RTO status.
Meet the Team
Our team is the backbone of our success, bringing together a diverse range of skills, experiences, and perspectives. Each member contributes unique talents to drive our company forward and deliver exceptional value to our clients and stakeholders.
CEO Jim Davidson brings 50 years of industry expertise across agriculture, mining, and transport. Key team members include Kelly Whitehurst (Administration Manager/Training Developer) and Linley Dreghorn (Accounts Manager), both qualified trainers with extensive safety and operations experience.
Meet the Team
Our success is built on the expertise and dedication of our experienced management team. Each member brings complementary skills and industry knowledge that contribute to our comprehensive service offering and market understanding.
Jim Davidson
CEO and General Manager
Bringing 50 years of experience across agriculture, mining, civil works, and transport sectors, Jim's leadership has been instrumental in establishing Competent Solutions as a trusted training provider. His perfect safety record and extensive industry relationships demonstrate his commitment to excellence.
  • Extensive industry relationships and regulatory knowledge
  • Perfect safety record throughout career
  • Comprehensive management experience across multiple sectors
Kelly Whitehurst
Administration Manager and Training Developer
Since joining in 2019 as our first administrative employee, Kelly has grown with the company to become a crucial part of our operations management and course development team. Her local knowledge as a Dowerin resident adds invaluable perspective to our operations.
  • Expertise in mining, safety, and training
  • Key driver of operational excellence
  • Deep local market knowledge
Linley Dreghorn
Accounts Manager
Linley's diverse background spans business management, local government, safety, training, mining, and civil works. As a qualified trainer/assessor, she provides essential support across all administrative functions while helping expand our training capabilities.
  • Multi-disciplinary background
  • Qualified trainer/assessor
  • Comprehensive administrative expertise
SWOT Analysis

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Strengths
Core competencies

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Weaknesses
Areas for improvement

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Opportunities
Market potential

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Threats
External challenges
Strengths in market dominance (85% WA pilot licensing) and strategic location combine with experienced team and diverse revenue streams. Debt obligations and RTO partner reliance present challenges. Growth opportunities in mining/civil sectors and RTO accreditation balance against economic and regulatory risks.
SWOT Analysis

Strengths
Our dominant market position in Heavy Vehicle Pilot licensing, commanding 85% of the Western Australian market, demonstrates our exceptional service quality and industry expertise. Our strategic location in Dowerin provides a competitive advantage, with no direct competitors within 200 km. The team's extensive industry experience and stellar reputation for quality and compliance set us apart. Our diverse revenue streams across training, retail, and essential services provide stability and cross-selling opportunities.

Weaknesses
Current debt obligations impact our cash flow and limit growth potential. Dependence on RTO partners increases operational costs and reduces profit margins. Our regional location, while advantageous in some aspects, can present challenges in accessing certain markets. Limited marketing activities have resulted in growth primarily through word-of-mouth, potentially missing broader market opportunities.

Opportunities
Obtaining RTO status will significantly reduce operational costs and enable expansion into new training areas. Growing demand in mining and civil sectors presents substantial growth potential. Our innovative signage products have strong market potential, particularly in transport and mining sectors. Increasing regulatory requirements across industries create ongoing demand for our services. The potential to expand geographically across Western Australia offers significant growth prospects.

Threats
Economic fluctuations in key industries (agriculture, mining, transport) could impact demand. Potential changes in regulatory requirements might affect our training programs. Increasing competition in the training sector as market opportunities become evident. Labour market constraints in regional areas could affect expansion plans. Technology changes in training delivery methods may require significant adaptation.
Our Products and Services
Comprehensive training services include industry-leading Heavy Vehicle Pilot licensing, complemented by safety equipment retail, innovative signage solutions, and essential community services. Featured products include unique electric rooftop signage system and web-based safety platform.
Our Products and Services
Competent Solutions offers a comprehensive suite of training, safety, and essential services designed to meet the diverse needs of Western Australia's industrial sectors.
Heavy Vehicle Pilot Licensing
With 85% market share in Western Australia, we provide comprehensive pilot licensing and refresher courses, including specialized load restraint training and OHS in Agriculture inductions.
Safety Shop & Equipment
Our comprehensive range includes professional workwear solutions and custom signage options, featuring our innovative electric rooftop signage system.
Essential Community Services
Supporting local communities through reliable gas agency services and freight operations, building strong relationships while maintaining steady revenue streams.
Safety Management Solutions
Our web-based safety platform provides comprehensive management tools specifically designed for high-risk environments, delivering industry-specific solutions.
Our core services combine classroom learning with hands-on experience, ensuring participants are fully prepared for real-world applications. As a one-stop solution provider for Western Australia's industrial sectors, we continue to develop innovative products and customized solutions in response to market needs.
Competitor Analysis
Competent Solutions maintains 85% market share in pilot licensing through superior expertise and comprehensive services. Strategic regional location provides competitive advantage, while innovative signage solutions and safety platform differentiate from competitors who lack integrated service offerings.
Competitor Analysis
In the training sector, particularly for Heavy Vehicle Pilot licensing, our 85% market share demonstrates our clear market leadership in Western Australia. While there are other training providers, our combination of industry expertise, regulatory understanding, and practical approach sets us apart. Our competitors typically focus on specific aspects of training but lack our comprehensive service offering and deep industry knowledge.
Strategic Retail Location
For retail operations, our strategic location in Dowerin provides a significant competitive advantage, with no direct competitors within 200 km. While there are online retailers and metropolitan-based competitors, our ability to combine product sales with expert advice and training services creates a unique value proposition. Our understanding of local needs and ability to provide immediate solutions gives us an edge over distant competitors.
Innovative Signage Solutions
Our innovative signage solutions, particularly the electric rooftop signage system, address specific market needs that competitors have failed to meet effectively. Traditional solutions use expensive actuators prone to failure, while our design offers superior reliability and functionality at competitive prices. This innovation demonstrates our ability to identify market gaps and develop practical solutions.
Unique Safety Platform
The development of our safety platform represents another area where we've distinguished ourselves from competitors. While there are numerous safety management systems available, our platform is uniquely designed for operators in the field, offering practical functionality that other solutions lack. This user-focused approach, combined with our industry expertise, makes our solution more relevant and valuable to end-users.
Roadmap and Growth Opportunities
Primary growth initiatives focus on obtaining RTO status and expanding training programs into mining and civil sectors. Strategic plans include geographic expansion across WA, commercialising innovative signage products, and developing subscription-based safety platform services.
Roadmap and Growth Opportunities
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Obtain RTO Status
Immediate priority to reduce operational costs and offer a broader range of accredited training programs, particularly in mining and civil sectors.
2
Expand Course Offerings
Develop specialised programs for mining and civil construction, leveraging our existing reputation and expertise.
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Safety Platform Development
Create opportunities for recurring revenue through subscription services for our innovative safety platform.
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Nationwide Distribution
Expand distribution of our innovative signage products, including the electric rooftop signage system that has attracted interest from major industry players.
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Strategic Partnerships
Pursue market expansion through collaborations with mining companies in the Pilbara and Goldfields regions, where our training and safety solutions are in high demand.
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Technology Integration
Enhance training delivery through blended learning approaches, combining traditional methods with digital solutions to increase accessibility and efficiency.
Our growth strategy focuses on leveraging our strong market position and industry expertise to expand both geographically and across service offerings. The immediate priority is obtaining RTO status, which will significantly reduce operational costs and enable us to offer a broader range of accredited training programs, particularly in the mining and civil sectors where we see substantial demand.
We have identified several key growth initiatives. In the training sector, we plan to expand our course offerings to include specialised programs for mining and civil construction, leveraging our existing reputation and expertise. The development of our safety platform presents opportunities for recurring revenue through subscription services, while our innovative signage products have potential for nationwide distribution.
Market expansion will be pursued through strategic partnerships and targeted marketing efforts. We've already identified potential collaborations with mining companies in the Pilbara and Goldfields regions, where our training and safety solutions are in high demand. Our innovative products, particularly the electric rooftop signage system, have attracted interest from major industry players, including Main Roads Western Australia.
Technology integration forms another key component of our growth strategy. We plan to enhance our training delivery through blended learning approaches, combining traditional methods with digital solutions to increase accessibility and efficiency. Our safety platform will be continuously developed to meet evolving industry needs and regulatory requirements.
Use of Capital

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Strategic Investments

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Operational Expansion

3

Technology Upgrades

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Market Penetration
This section outlines our planned allocation of capital to drive growth and enhance our competitive position in the market. We have carefully considered how to best utilise the funds to maximise returns and strengthen our business foundations.
Use of Capital
$250K
Total Investment
AUD 250,000 strategically deployed
$139K
Annual Savings
From retiring existing debt
$160K
RTO Fee Reduction
Annual savings from securing RTO approval
The AUD 250,000 investment will be strategically deployed across several key areas to optimise growth and operational efficiency. This careful allocation of capital is designed to generate both immediate cost savings and long-term value creation, providing a clear path to return on investment.
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Debt Retirement
AUD 70,000 to retire existing debt, eliminating annual debt servicing costs of approximately AUD 139,000. This immediate reduction in operational costs will improve cash flow and enhance profitability.
2
RTO Approval
AUD 20,000 allocated to securing RTO approval, a strategic move that will reduce our current RTO partner fees by AUD 160,000 annually.
3
Working Capital
Approximately AUD 80,000 will support inventory expansion, marketing initiatives, and operational improvements. This includes investment in our innovative products, particularly the electric rooftop signage system, which has demonstrated strong market potential.
4
Technology Infrastructure
The remaining AUD 80,000 will fund technology infrastructure improvements, including the development of our safety platform and enhancement of training delivery systems.
Working capital will be used to enhance marketing efforts to expand our reach beyond word-of-mouth referrals, targeting key growth sectors such as mining and civil construction.
The investment in digital capabilities will improve operational efficiency, enhance service delivery, and create new revenue streams through subscription-based services.
Investment Process
The directors of Competent Solutions Pty Ltd will manage the investment process, including all negotiations, offers, and inspections. Follow these steps to complete your investment:

1

Complete Due Diligence
Conduct a thorough review of all relevant documents, contracts, agreements, and financial statements. Research the organization's reputation and track record to ensure a comprehensive understanding before proceeding.

2

Submit Investment Application
Fill out the required application form with your personal information, financial status, employment details, income, net worth, and investment experience documentation.

3

Review Term Sheet
A term sheet will be issued outlining investment deliverables, timeline, payment structure, and other key terms. Both parties will review and provide feedback before proceeding.

4

Deposit Investment Funds
Transfer the investment amount to the designated account, including your full name in the reference ID. Confirm the successful deposit through your banking platform.

5

Execute Final Agreement
Review and sign the final legally binding agreement that documents all terms and conditions, governing the relationship between all parties involved.
Contact Information
Company Headquarters
Competent Solutions Pty Ltd
6-7 Stewart Street
Dowerin, WA 6461
Australia
ABN: 32 636 530 704
ACN: 636 530 704
Primary Contact
James P Davidson
Chief Executive Officer
Mobile: +61 448 050 295
Email: jim@competentsolutions.org
Business Locations
Physical Address:
6-7 Stewart Street
Dowerin, WA 6461

Postal Address:
PO Box 166
Dowerin, WA 6461
Legal & Investment Information
Website: www.competentsolutions.org

For investment enquiries:
Tel: +61 448 050 295
Email: jim@competentsolutions.org
Disclaimer
This information memorandum has been prepared by Competent Solutions Pty Ltd. While the information contained herein is believed to be accurate, no representation or warranty, express or implied, is made as to its fairness, completeness or correctness. This document is for information purposes only and does not constitute an offer or invitation to invest in Competent Solutions Pty Ltd.